1. When more than one bank are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as
a) Participation
b) Consoritium
c) Syndication
d) Multiple banking
e) None of these
2. RBI’s open market operation transaction are carried out with a view to regulate--
a) Liquidity in the economy
b) Prices of essentgial commodities
c) Inflation
d) Borrowing power of the banks
e) All the above
3. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means--
a) Sale or purchase of Govt. securities
b) Issuance of different types of bonds
c) Auction of gold
d) To make available direct finance to borrowers
e) None of these
4. The bank rate means--
a) Rate of interest charges by commericial banks from borrowers
b) Rate of interest at which commercial bank discounted bills of their borrowers
c)Rate of interest allowed by commercial banks on their deposits
d) Rate of which RBI purchases or rediscounts bills of exchange of commercial banks
e) None of these
5. What is an Indian Depository Receipt?
a) A deposit account with a Public Sector Bank
b) A depository account with any of Depositories in India
c) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
d) An instrument in the form of deposit receipt issued by Indian depositories
e) None of these
6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc,) is known as--
a) Derivative
b) Securitisation Receipts
c) Hedge Fund
d) Factoring
e) Venture Capital Funding
7. Fiscal deficit is--
a) total income less Govt. borrowing
b)total payments less total receipts
c) total payments less capital receipts
d) total expenditure less total receipts excluding borrowing
e) None of these
8. In the Capital Market, the term arbitrage is used with reference to--
a) purchase of securities to cover the sale
b) sale of securities to reduce the loss of purchase
c) simultaneous purchase and sale of securities to make profits from price
d) variation in different markets
e) Any of the above
9. Reverse repo means--
a) Injecting liquidity by the Central Bank of a country through purchase of Govt. securities
b) Absorption of liquidity from the market by sale of Govt. securities
c) Balancing liquidity with a view to enhancing economic growth rate
d) Improving the position of availability of the securities in the market
e) Any of the above
10. The stance of RBI monetary policy is--
a) inflation control with adequate liquidity for growth
b) improving credit quality of the Banks
c) strengthening credit delivery mechanism
d) supporting investment demand in the economy
e) Any of the above
11. Currency Swap is an instrument to manage--
a) Currency risk
b) interest rate risk
c) currency and interest rate risk
d) cash flows in different currencies
e ) All of the above
12. ‘Sub-prime’ refers to--
a) lending done by banks at rates below PLR
b) funds raised by the banks at subLibor rates
c) Group of banks which are not rated as prime banks as per Banker’s Almanac
d) lending done by financing instituions including banks to customers not meeting with normally required credit appraisal standards
e) All the above
13. Euro Bond is an instrument--
a) Issued in the European market
b) Issued in Euro Currency
c) Issued in a country other than the country of the currency of the Bond
d) All of the above
e) None of theses
14. Money laundering normally involves--
a) placement of funds
b) Layering of funds
c) Integration of funds
d) All of (a), (b), (c)
e) None of (a), (b), (c)
15. The IMF and the World Bank were conceived as institutions to--
a) Strength internation economic o-operation and to help create a more stable and propsperous global
economy
b) IMF promotes internaitonal monetary cooperation
c) The World Bank promotes long term economic development and poverty reduction
d) All of (a), (b), (c)
e) None of (a), (b), (c)
16. Capital Market Regulator is--
a) RBI
b) IRDA
c) NSE
d) BSE
e)SEBI
17. In the term BRIC, R stands for--
a) Romania
b) Rajithan
c) Russia
d) Regulation
e) None of these
18. FDI refers to--
a) Fixed Deposit Interest
b) Fixed Deposit Investment
c) Foreign Direct Investment
d) Future Derivative Investment
e) None of these
19. What is Call Money?
a) Money borrowed or lent for a day or over night
b) Money borrowed for more than one day but upto 3 days
c) Money borrowed for more than one day but upto 7 days
d) Money borrowed for more than one day but upto 14 days
e) None of these
20. Which is the first Indian company to be listed in NASDAQ?
a) Reliance
b) TCS
c) HCL
d) Infosys
e) None of these
21. Which of the following is the Regulator of the credit rating agencies in India?
a) RBI
b) SBI
c) SIDBI
d) SEBI
e) None of these
22. One of the major challenges banking industry is facing these days is money laundering. Which of the following acts/norms are launched by the banks to prevent money laundering in general?
a)Know your Customer Norms
b) Banking Regulation Act
c) Negotiable Instrument Act
d) Narcotics and Psyotropic Substance Act
e) None of these
23. Lot of Banks in India these days are offering M-banking facility to their customers. What is the full form of ‘M’ in ‘M-banking’?
a) Money
b) Marginal
c) Message
d) Mutual Fund
e) Mobile Phone
24. Which of the following is not the part of the structure of the Financial System in India?
a) Industrial Finance
b) Agriculture Finance
c) Government Finance
d) Development Finance
e) Personal Finance
25. Which of the following is not the part of the scheduled banking structure in India?
a) Money Lenders
b) Public Sector Banks
c) Private Sector Banks
d) Regional Rural Banks
e) State co-operative Banks
26. Which of the following groups of countries has almost 50% share in global emission of carbon every year?
a) US, China, India, South Africa
b) Inida, China, Russia, Britain
c) South Africa, Nepal, Myanmar
d) US, Russia, China & India
e) None of these
27. Inflation in India is measured on which of the following indexes/indicators?
a) Cost of Living Index (COLI)
b) Consumer Price Index (CPI)
c) Gross Domesti Product (GDP)
d) Wholesale Price Index (WPI)
e) None of these
28. The World Health Organisation has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same?
a) Tobacco
b) Alcoholic drinks
c) Junk Food
d) Soft drinks with chemical preservatives
e) None of these
29. India and Nepal have many agreements on sharing of the water of various rivers. Which of the following rivers is not covered under these agreements?
a) Kosi
b) Gandak
c) Ganga
d) Mahakali
e) All these rivers are covered
30. Which of the following names is not closely associated with space programme of India or any other country?
a) CARTOSAT
b) NLS-5
c) RUBIN-8
d) GSLV
e) SCOPE
31. Vijay Hazare Trophy is associated with the game of--
a) Hockey
b) Cricket
c) Badminton
d) Foot ball
e) Golf
32. Which of the following schemes is not a social development Scheme?
a) Indira Awas Yojana
b) Mid Day Meal
c) Bharath Nirman Yojana
d) Sarva Shiksha Abhiyan
e) All are social schemes
1. (B) 2. (E) 3. (A) 4. (D) 5. (C)
6. (C) 7. (D) 8. (C) 9. (A) 10. (E)
11. (D) 12. (D) 13. (C) 14. (D) 15. (D)
16. (E) 17. (C) 18. (C) 19. (A)
20. (D) 21. (D) 22. (E) 23. (E)
24. (E) 25. (A) 26. (D) 27. (D)
28. (A) 29. (C) 30. (E) 31. (B) 32. (C)
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