SBI Clerk

Bank English Practice set

Directions (Q. No. 1-5): Read each sentence to find out whether there is any grammatical mistake/ error in it. The error, if any, will be in one part of the sentence. Mark the number of that part with error as your answer. If there is ‘No error’, mark (5) as your answer.
1. Telangana government has decided (1)/ rewarding government employees (2)/ of outstanding contribution (3)/ in their respective fields on August 15. (4)/ No error (5)

2. Now, researchers have found evidence (1)/ that suggests the ancestors (2)/ for aboriginal Australians landed (3)/ in the northern part of Australia at least 65,000 years ago. (4)/ No error (5)

3. One third of the dementia cases (1)/ can be prevented (2)/ with some basis lifestyle changes (3)/ and better education during childhood. (4)/ No error (5)

4. The library’s collection are (1)/ a trove of Asian American historical documents, (2)/ including rare materials (3)/ about race relations. (4)/ No error (5)

5. Had the authorities concerned (1)/ acted vigilantly and promptly in the past, (2)/ perhaps hundreds of thousands of people (3)/ would be saved from the tsunami disaster. (4)/ No error (5)

Directions (Q. No. 6-10): Which of the phrases (1), (2), (3), and (4) given below each sentence should replace the phrase underlined in the sentence to make it grammatically correct? If there is no error mark (5) No correction required as your answer

6. Knowing the roots of words that are hard to spell helps students to become a better speller.
1) help students to become a better speller
2) is helpful to students who want to be a better speller
3) helps students to become better spellers
4) is helpful to students in becoming a better speller
5) No correction required

7. The plans were made too hastily, without enough thought behind it.
1) too hasty, without enough thought behind it
2) too hastily, without enough thought behind them
3) too hasty, and there is not enough thought behind them
4) too hastily, and there is not enough thought behind it
5) No correction required

8. While females were not allowed to compete in the Olympic games of ancient Greece; they were not even allowed to watch them.
1) While females were not allowed
2) Females were not allowed
3) They did not allow females
4) With females, they were not allowed
5) No correction required

9. Unlike with many animals, humans do not swim by instinct.
1) what many animals do
2) many animals
3) many animals who do it
4) many animals do
5) No correction required

10. Radio frequencies have to be allocated to users so that one transmission will not interfere with another.
1) each transmission cannot interfere with another’s
2) no transmission is interfered with by another
3) no one transmission would have interference with the other
4) one transmission will not interfere with other
5) No correction required

Directions (Q. No. 11-15): Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in a proper sequence to form a meaningful paragraph and then answer the questions given below

A) Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities.

 B) A bank is a financial institution that accepts deposits from the public and creates credit.

C) Due to their importance in the financial stability of a country, banks are highly regulated in most countries.

D) Banking in its modern sense evolved in the 14th century in the prosperous cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world.

E) In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

F) Lending activities can be performed either directly or indirectly through capital markets.

11. What is the LAST sentence after rearrangement?
1) A
2) B
3) C
4) D
5) E

12. What is the THIRD sentence after rearrangement?
1) A
2) B
3) C
4) D
5) E

13. What is the SECOND sentence after rearrangement?
1) A
2) B
3) C
4) E
5) F

14. What is the FIRST sentence after rearrangement?
1) B
2) A
3) D
4) C
5) E

15. What is the FOURTH sentence after rearrangement?
1) A
2) B
3) C
4) D
5) F

Directions (Q. No. 16-20): Each question below has a blank/ two blanks, each blank indicating that something has been omitted. Choose the word/ set of words from the five options for each blank that best fits the meaning of the sentence as a whole

16. Corruption is _______ in our society; the integrity of even senior officials is_______.
1) endangered, disputed
2) pervasive , intact
3) rare, corrupted
4) rife, suspected
5) growing, unquestioned

17. The cricket match seemed _______ to our guests; they were used to watching sports in which the action is over in a couple of hours at the most.
1) unintelligible
2) inconsequential
3) interminable
4) implausible
5) evanescent

18. Harmanpreet Kaur played _______ one of the finest ODI innings ever to lead India to an -_______ win against Australia
1) inarguably, imposing
2) extremely, intimidating
3) interestingly, defining
4) intriguably, describing
5) richly, deceivingly

19. Mr.Kovind _______ his rival by _______ 65.65 percent of the votes.
1) defeated, win
2) routed, succeed
3) trounced, securing
4) bounced, performing
5) beaten, journeying

20. A number of American Indian nations have moved to _______ and operate their own private college in response to the _______ inadequacies of mainstream higher education.
1) establish, perceived
2) educate, demands
3) restrict, growing
4) foreclose, rising
5) examine, mounting

Directions (Q. No. 21-25): Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

In general, democracies organize and carry out their elections in one of two ways. In first-past-the-post (FPTP) elections, voters choose individual candidates for office, and the candidate with the most votes wins. Elections in this kind of system are also called “winner-take-all.” In a democracy with proportional representation (PR), parties, not individuals, win seats in a legislature according to the percent of votes they receive in an election. Parties then form coalitions with each other to gain control of the government. Which system a country uses tends to greatly affect its politics; each has its merits and disadvantages. These two types of election tend to foster very different styles of political debate. First-past-the-post elections tend to lead to more moderate political discussions at the national level. In elections for the presidency of the United States, for example, candidates need support from every part of the country. They cannot alienate large groups by expressing extreme views, so they must be moderate in order to have broad appeal. This moderation has its downsides, however. For one, uncommon opinions tend to be left out of public discussion. This can result in an elected government that may not fully represent citizens’ views. Extreme parties are also reduced to the role of spoilers in national elections: unable to win, but able to hurt larger parties with similar, but more moderate, viewpoints. During the US election for president in 1992, a far-right candidate, Ross Perot, drew votes from the sitting president, the center-right George H.W. Bush. This may have allowed the center-left candidate, Bill Clinton, to win the presidency. Proportional representation, for better or worse, allows more extreme viewpoints to be represented at the national level. This can be a good thing, allowing minority groups and small, single-issue parties to have a voice in government.

21. The author most likely mentioned the 1992 US presidential election in order to
1) lament the defeat of the author’s preferred candidate in an election.
2) Demonstrate the impact that spoilers can have on elections.
3) Show how unlikely extreme candidates are to win seats in first-past-the-post systems.
4) Question the conventional wisdom regarding US presidential elections
5) Mentions single-issue parties

22. The passage primarily focuses on which of the following aspects of democracy?
1) The advantages of democracy over other forms of governance
2) The historical development of democratic ideals
3) The potential failings of democratic systems
4) The electoral systems used in democratic nations
5) Proportional representation

23. The synonym of foster is:
1) Promote
2) Connote
3) Denote
4) Detain
5) Sustain

24. The antonym of moderate is:
1) Judicious
2) Modest
3) Temperate
4) Extreme
5) Restrained

25. The antonym of alienate is:
1) Estrange
2) Isolate
3) Segregate
4) Detach
5) Integrate

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