SBI Clerk

# English Solved Paper for Bank Exams

Directions : Study the following information and answer the given below questions
A, B, C, D, E, F, G and H are sitting around two circular tables in two different rooms of the same house. In one room four persons are sitting facing towards the center while in the other four people are sitting facing away from the center. Both the tables are kept along the wall joining the two rooms. The table around which people are sitting facing towards the center is placed to the left of the wall joining the two rooms. The positions of four chairs around both the tables are towards cardinal directions.
I – A is facing the center.
II – E is sitting between G and H.
III – D is sitting to the immediate left of F.
IV – H is sitting near the wall with his back towards the wall.
V – C is facing away from the wall joining the two rooms.
VI – The positions of the chairs on which A and F are sitting are same.

1. Who is sitting in the same position as that of B in the other room ?
a) E
b) G
c) H
d) A
e) None of these

2. If H changes his position with C, who will now sit to the immediate left of C?
a) A
b) F
c) E
d) B
e) None of these

Directions : In each of the following questions two rows of numbers are given, the resultant number in each row is to be worked out separately based on the following rules and the question below the rows of numbers is to be answered, the operation of numbers progresses from left to right. Rules:
I- If an odd number (which is not a prim e number) is followed by a prime number, then both the numbers are to be added.
II- If a prime number is followed by another prime number, the smaller number is to be substracted from the bigger number.
III- If a prime number is followed by an even number, both are to be multiplied.
IV- If an even number is followed by an odd number, the bigger number is to be divided by the smaller number.

3. 269 179 15 133 137 15
What is the minimum value that must be added to the product of the resultants of both the rows to make it a perfect square?
a) 11
b) 121
c) 13
d) 21
e) None of these

4. Which of the following is NOT a feature of Current Account?
a) The current accounts bear no interest
b) They provide the convenient operation facility to the individual / firm
c) The cost to maintain the accounts is high
d) No minimum balance is required to be maintained
e) They provide overdraft facility

5. Which of the following reforms were NOT introduced in the banking secto r in 1991?
a) Nationalised banks were allowed to raise funds from the capital markets
b) Current account convertibility was allowed
c) Lending rates for commercial banks was deregulated
d) Banks began the practice of auctioning Treasury Bills
e) All the above reforms were introduced in Banking sector

6. e-PRAN card and online viewing of the statement of the transaction (e-SOT) was recently launched for which of the following schemes?
a) Pradhan Mantri Jan Dhan Yojana
b) Pradhan Mantri Suraksha Bima Yojana
c) Pradhan Mantri Jeevan Jyoti Bima Yojana
d) Atal Pension Yojana
e) National Crop Insurance Programe

7. A mobile-based application named ‘kilkari’ to create awarenese among pregnant women, parents and health workers was launched by which state?
b) Rajasthan
c) Punjab
d) Haryana

8. Venture Capital Fund are regulated by _____:
a) Ministry of corporate affairs, Government of India
b) IRDA
c) SEBI
d) RBI
e) Respective State governments

9. Which of the following banks recently won the prestigious “Golden Peacock Innovative Product /Service Award – 2017” (in Financial sector Banking)?
a) Yes Bank
b) ICICI Bank
c) HDFC Bank
d) Axis Bank
e) Kotak Mahindra

10. Which private sector bank recently tied up with Paisabazaar.com under which the bank will offer conditionally approved loans to the latter’s existing customers?
a) ICICI Bank
b) Axis Bank
c) Citi Bank
d) Yes Bank
e) Kotak Mahindra

11. Which of the following agency services are also provided by banks to their customers?
a) Collection and payment of cheques and bills in behalf of customers
b) Acting as a trustee
c) Purchase and sale of shares and securities on behalf of customers
d) 1 and 2 Only
e) All the above

12. What was the theme of world Intellectual Property Day, 2017?
a) Green Innovation
b) Creativity- The Next Generation
c) Get Up, Stand Up, For Music
d) Digital Creativity: Culture Reimagined
e) Innovation – Improving Lives

13. Which of the following films win the best film honour at Hong Kong International Film Festival?
a) Love Off the Cuff
b) Personal Shopper
c) Newton
d) A Brighter Summer Day
e) A One and a Two

14. Which of the following is NOT the objective of Banking regulations:
a) to reduce the level of risks to bank creditors
b) to protect the depositors
c) to reduce the risk of banks being used for criminal purposes such as money laundering
d) to protect banking confidentiality
e) to bring an international standards practice

15. In what case can a bank close a bank account?
a) If many cheques are repeatedly issued and there are insufficient funds
b) Failing to remit funds which cover bills domiciled at the bank
c) Cheques are not honoured
d) Both 2 and 3
e) All the above

16. The National Disaster Management Authority (NDMA) conducted its first-ever mock exercise on which natural Disaster recently?
a) Avalanches and landslides
b) Earthquakes
c) Cyclonic storms
d) Heat waves
e) Forest Fires

17. RBI recently signed a Memorandum of Understanding (MoU) on “Supervisory Cooperation and Exchange of Supervisory Information” with the central Bank of which country?
a) Argentina
b) Colombia
c) Guyana
d) Venezuela
e) Chile

18. ‘Fertilizer revolution’ was denoted by which color?
a) Brown
b) Black
c) Red
d) Silver
e) Grey

19. Devi Ahiyabai Holkar International Airport is situated in which city?
a) Amritsar
b) Indore
c) Bhopal
d) Gwalior
e) Ranchi

20. Which of the following is a correct of nominations under Banking Companies (Nomination) Rules, 1985?
a) Nomination cannot be made in case of safe custody articles
b) Banks pay all dues to the nominee with succession certificate or claims of the legal heir
c) One deposits account can only have one or more nominees irrespective of the account being held singly or jointly
d) In case of a minor accounts, a person who is legally entitled to use his account can also file
nomination on behalf of the minor
e) All the above are correct

21. Which of the following sport was recently removed from the list of 2018 Asian Games to be held in Jakarta?
a) Wrestling
b) Football
c) Baseball
d) Hockey
e) Cricket

22. ‘Dummagudem Dam’ is built on whi ch river?
a) Godavari
b) Krishna
c) Manjra
d) Tapti
e) Banas

23. Who among the following was recently won the Dadasaheb Phalke award for the year 2016 for his outstanding contribution to the film industry?
a) Bharat kumar
b) Shashi kapoor
c) Kasinathuni Viswanath
d) Gulzar
e) Soumitra Chatterjee

24. Sipat Thermal Power Plant is situated in which state?
b) Karnataka
c) Maharashtra
d) Odisha
e) Chhattisgarh

25. Which of the following country became the first to open an honourary consulate office in Gujarath International Finance Tec-City (GIFT City)?
a) Belgium
b) Austria
c) France
d) England
e) Gremany

26. India celebrated 25 years of diplomatic ties with which country on February 27, 2017?
a) Brunei
b) Isreal
c) Cambodia
d) Georgia
e) Cyprus

27. Manpreet Kaur recently clinched a gold in the Asian Grand Prix Athleties Meet in which event?
a) Pole vault
b) Shotput
c) Discus throw
d) Hammer throw
e) Javelin throw

28. Which of the following states has the shortest coastal length?
a) Maharashtra
b) Karnataka
c) Kerala
d) Odisha

29. India recently replaced which country to become world’s number two importer of Liquefied Petroleum Gas (LPG)?
a) China
b) USA
c) Brazil
d) Japan
e) Germany

30. CREDAI, the estate developer’s body inked an MoU with which bank for concessional loan for housing projects?
a) SBI
b) Union Bank of India
c) Canara Bank
d) Punjab National Bank
e) IDBI

31. Who among the following has been selected for Goldman Environmental Prize – 2017 (also called as Green Nobel) from Asia region?
c) John C. Jacob
e) Prafulla Samantara

32. Which of the following Sections of the Negotiable Instruments Act – 1881 is correctly matched with its contents?
a) Section 6 deals with promissory notes
b) Section 5 deals with Bill of Exchange
c) Section 4 deals with Cheque
d) Section 15 deals with holder and holder in Due course
e) Section 9 deals with Endorsements

33. ‘Mandjas’ is a famous dance from which state?
b) Uttarakhand
c) Punjab
d) Jammu and Kashmir
e) Assam

34. Which of the following is NOT the key banking parameter to focus to achieve a resilient banking system under Basel-III guidelines?
a) Leverage
b) Funding
c) Profit
d) Liquidity
e) Capital

35. ‘Nomadic Elephant’ is a defence exercise between India and which other country?
a) Nepal
b) Bhutan
c) Mongolia
d) Sri Lanka
e) Afghanistan

36. Allocated seats for each state of India in Rajya Sabha is mentioned in which schedule in Indian Constitution?
a) Third Schedule
b) Fourth Schedule
c) Fifth Schedule
d) Second Schedule
e) Sixth Schedule

37. Northeast India’s largest Information Technology (IT) hub was recently inaugurated in which city?
a) Dispur
b) Imphal
c) Aizawl
d) Agartala
e) Shillong

38. “Aao Sochein Bada” is the tag line of which bank?
a) Dena bank
b) UCO bank
c) IDBI
d) Oriental Bank of Commerce
e) Vijaya bank

39. Which of the following words are NOT allowed for crossing of a cheque?
a) “non-negotiable”
b) “payee’s account only”
c) “& Co”
d) “Bank Name”
e) All the above are used for crossing of a cheque

40. Where is the headquarters of International Maritime Organization – IMO situated?
a) Geneva
b) London
c) The Hague
d) Brussels
e) Paris

41. Who among the following won the Dr Babasaheb Ambedkar International Foundation award – 2017?
a) Dr.P.Saravanan
b) Dr.V.Praveen Rao
c) Dileep K Nair
e) K Viyyanna Rao

42. The navy exercise “Varuna” was recently conducted between Indian and which other country?
a) Indonesia
b) Myanmar
c) Israel
d) France
e) Japan

43. Which of the following South Asian countries is going to host the 18th World Road Meeting – 2017?
a) Pakistan
b) Sri Lanka