SBI (ASSO. BANKS) CLERKS
01). When the customer withdraws cash from ATM, the banker and customer relationship is ?
A) Debtor and Creditor
B) Creditor and Debtor
C) Lessor and Lessee
D) Agent and Principal
E) None of these
A) Debtor and Creditor
B) Creditor and Debtor
C) Lessor and Lessee
D) Agent and Principal
E) None of these
02). Recently the government has increased the number of guaranteed work days under MGNREGS from 100 days to …. days. ?
A) 120
B) 150
C) 175
D) 200
E) 160
A) 120
B) 150
C) 175
D) 200
E) 160
03). Which of the following statements is true?
A) Reserve Bank of India empowers the banks to open branches according to their will and pleasure
B) Reserve Bank of India is a central bank which monitors only lending activities pertaining to export credit
C) Banks have authority to establish the ATMs at their convenience
D) Rural banks of commercial banks do not have freedom to issue credit cards
E) None of these
A) Reserve Bank of India empowers the banks to open branches according to their will and pleasure
B) Reserve Bank of India is a central bank which monitors only lending activities pertaining to export credit
C) Banks have authority to establish the ATMs at their convenience
D) Rural banks of commercial banks do not have freedom to issue credit cards
E) None of these
04). Who won the US open 2012 recently?
A) Novak Djokovic
B) Roger Federer
C) Andy Murray
E) None of these
D) Rafael Nadal
A) Novak Djokovic
B) Roger Federer
C) Andy Murray
E) None of these
D) Rafael Nadal
05). Which among the following state government has recently launched unemployment allowance scheme?
A) Andhra Pradesh
B) Uttar Pradesh
C) Punjab
D) Goa
E) Gujarat
A) Andhra Pradesh
B) Uttar Pradesh
C) Punjab
D) Goa
E) Gujarat
06). Which bank has recently announced to launch the non cash transactions through social networking site Facebook ?
A) SBI
B) Andhra Bank
C) Bank of Baroda
D) ICICI
E) Axis Bank
A) SBI
B) Andhra Bank
C) Bank of Baroda
D) ICICI
E) Axis Bank
07). Service Area Approach is associated with?
A) Industrial finance
B) Micro finance
C) Rural finance
E) None of these
A) Industrial finance
B) Micro finance
C) Rural finance
E) None of these
08). The Nayak Committee has suggested the turnover method for assessing the working capital and pegged it at ?
A) 15% of the projected annual turnover, as working capital limit
B) 20% of the projected annual turnover, as working capital limit
C) 25% of the projected annual turnover, as working capital limit
D) 30% of the projected annual turnover, as working capital limit
E) None of these
A) 15% of the projected annual turnover, as working capital limit
B) 20% of the projected annual turnover, as working capital limit
C) 25% of the projected annual turnover, as working capital limit
D) 30% of the projected annual turnover, as working capital limit
E) None of these
09). The central bank of the United States: ?
A) Citi Group
B) Bank of America Chase
C) J.P. Morgan
D) Federal Reserve
E) None of these
A) Citi Group
B) Bank of America Chase
C) J.P. Morgan
D) Federal Reserve
E) None of these
10). The New Capital Adequacy Framework prescribed for the banks is commonly known as ?
A) KYC norms
B) Credit Policy
C) Basel Accord
D) Fiscal Policy
E) None of these
A) KYC norms
B) Credit Policy
C) Basel Accord
D) Fiscal Policy
E) None of these
11). Which of the following is the Apex level institution for housing?
A) EXIM Bank
E) None of these
B) NABARD
C) NHB
D) SIDBI
A) EXIM Bank
E) None of these
B) NABARD
C) NHB
D) SIDBI
12). The largest bank in Pakistan: ?
A) State Bank of Pakistan
B) Habib Bank Limited
C) Sonali Bank
D) DBS Bank
E) None of these
A) State Bank of Pakistan
B) Habib Bank Limited
C) Sonali Bank
D) DBS Bank
E) None of these
13). In the recently concluded Olympics, what was India’s position ?
A) 50
B) 55
C) 60
D) 75
E) 58
A) 50
B) 55
C) 60
D) 75
E) 58
14). Recently AIR India got its first Dreamliner aircraft which is ?
A) Advanced Boeing 787
B) Advanced boeing 789
C) Advanced boeing 798
D) Advanced boeing 765
E) None of these
A) Advanced Boeing 787
B) Advanced boeing 789
C) Advanced boeing 798
D) Advanced boeing 765
E) None of these
15). What is India’s rank in the global competitiveness report 2012 – 13 of the world economic forum ?
A) 50
C) 60
B) 59
D) 75
E) 53
A) 50
C) 60
B) 59
D) 75
E) 53
16). In which sport did India get its first medal in the para Olympics ?
A) High Jump
B) Shot put
C) Swimming
D) Javelin throw
E) Long jump
A) High Jump
B) Shot put
C) Swimming
D) Javelin throw
E) Long jump
17). Who of the following is not a party to the IPO?
A) Registrar of Issue
B) Investment Banker
D) Registrar of Companies
C) Advertisement Agency
E) None of these
A) Registrar of Issue
B) Investment Banker
D) Registrar of Companies
C) Advertisement Agency
E) None of these
18). The credit policy of a bank does not consist of ?
A) Lending policies
B) Quality control
C) Loan product mix
D) advertising of loan products
E) None of these
A) Lending policies
B) Quality control
C) Loan product mix
D) advertising of loan products
E) None of these
19). Service Area Approach (SAA) is associated with?
A) Rural and Semi-urban branches of commercial banks
B) Urban branches of commercial banks
C) Branches of commercial banks situated in metro cities
D) Development banks
E) None of these
A) Rural and Semi-urban branches of commercial banks
B) Urban branches of commercial banks
C) Branches of commercial banks situated in metro cities
D) Development banks
E) None of these
20). Recently the 16th NAM summit was held in?
A) Iran
B) Iraq
C) Chaina
D) India
E) Bangladesh
A) Iran
B) Iraq
C) Chaina
D) India
E) Bangladesh
Answers :
01)-A; 02)-B; 03)-C; 04)-C; 05)-B;
06)-D; 07)-C; 08)-B; 09)-D; 10)-C;
11)-C; 12)-B; 13)-B; 14)-A; 15)-B;
16)-A; 17)-D; 18)-D; 19)-A; 20)-A.